By Gary Cassell I’ve been a financial advisor for 25 years, which means I’ve seen a lot when it comes to financial planning. Though everyone’s financial situation is unique, there are several financial mistakes I’ve seen many people make throughout my career. Here’s my list of the biggest …
Investments
Do You Have Questions About Your Social Security Benefits?
By Gary Cassell It’s no secret that for most Americans these days, Social Security is a significant retirement asset. Born out of the Great Depression as a retirement safety net, these days a record high of around 177 million people are working and paying into the system that provides benefits …
If I Could Only Teach One Financial Lesson
By Gary Cassell, What do you think of when you hear the word “risk”? For most of us, our basic definition is something along the lines of “the chance of losing something.” In financial terms, risk is defined as the chance that an outcome or investment’s actual gains will differ from an expected …
How To Manage Your Finances In A Crisis
By Gary Cassell No one can deny that we are in the thick of things right now. Between a global pandemic, economic worries, and political uncertainty, it’s no surprise that we are seeing increased market volatility. All of this uncertainty may be causing you to wonder, “How will this affect me?” …
What You Need To Know About Recessions And Bear Markets
As global markets continue their roller coaster ride due to fears surrounding the coronavirus, our most recent bull market officially turned into a bear market. But what does that mean? And are we on the verge of another recession like the one we had in 2008? In light of all these concerns, today …
The Pros And Cons Of Deferred Compensation
By Gary Cassell If you’re a high-income-earner, you have some challenges when it comes to tax-advantaged investing strategies. But just because government restrictions make it harder to invest in traditional accounts, such as Roth IRAs with their income phaseout rules and 401(ks) with their …